Academic Articles & Research Papers

The Mediating Role of Religiosity in the Influence of Social Culture and Sharia Financial Literacy on Islamic Banking Product Adoption Among MSMEs in Sembalun

This study investigates the influence of Sharia financial literacy and financial social culture on the adoption of Islamic banking products among micro, small, and medium enterprises (MSMEs) in Sembalun, Lombok, Indonesia, with religiosity ...

A Study on the Effect of Granular Residual in the Banking Network on the Transmission of Monetary Policy through Lending Channel

Granular residual is created in the banking network when there are a few large banks with many small banks. In this case, the effect of the shocks on each bank not lost in total that can lead to macro-economic consequences. The transmission...

Monetary Policy and Central Banking: Challenges in the Current Environment

Central banks across the world have remained in a state of emergency ever since the global financial crisis [...]...

What drives banks’ appetite for sovereign debt in CEE countries?

In this paper, we provide the first analysis of the level and determinants of sovereign exposure of banking systems in Central and Eastern European (CEE) countries, thus contributing to the existing literature on sovereign exposures and the...

Quantum Computing in Cybersecurity

Machine learning, deep learning, probabilistic neural networks, blockchain, and other new technologies all demand extremely high processing speeds. A quantum computer is an example of such a system. Quantum computers may be accessed over th...

Commercial applications of quantum computing

Despite the scientific and engineering challenges facing the development of quantum computers, considerable progress is being made toward applying the technology to commercial applications. In this article, we discuss the solutions that som...

Safety and reliability driven task allocation in distributed systems

Distributed computer systems are increasingly being employed for critical applications, such as aircraft control, industrial process control, and banking systems. Maximizing performance has been the conventional objective in the allocation ...

Machine learning in cybersecurity: a comprehensive survey

Today’s world is highly network interconnected owing to the pervasiveness of small personal devices (e.g., smartphones) as well as large computing devices or services (e.g., cloud computing or online banking), and thereby each passing minut...

Knowledge management in software engineering

Software organizations’ main assets are not plants, buildings, or \nexpensive machines. A software organization’s main asset is its intellectual \ncapital, as it is in sectors such as consulting, law, investment \nbanking, and advertising. ...

Do Risk Disclosure and Firm Value Drive Indonesian Bank Stock Returns?

Investors are increasingly concerned about risk transparency and cybersecurity disclosure as the banking sector becomes more digitalized. The purpose of this study is to look at how firm value, required risk disclosure, and cyber risk discl...

Digital Transformation and Operational Efficiency in Banking Under Regulatory Solvency Requirements.

Fraud detection with natural language processing

Abstract Automated fraud detection can assist organisations to safeguard user accounts, a task that is very challenging due to the great sparsity of known fraud transactions. Many approaches in the literature focus on credit card fraud and ...

An Efficient Optimization Technique for Training Deep Neural Networks

Deep learning is a sub-branch of artificial intelligence that acquires knowledge by training a neural network. It has many applications in the field of banking, automobile industry, agriculture, and healthcare industry. Deep learning has pl...

The Impacts of Robotics, Artificial Intelligence On Business and Economics

In the Industrial Age that humanity has entered long time ago with steam series has caused to primitive mechanization in production. With the development of internet and mobile technologies, electronics, nano technology, advances in medicin...

Prediction of bank transaction fraud using TabNet—an adaptive deep learning architecture

The development of online banking has brought about an increase in fraudulent operations, which is a major problem for banks. This study delves into the urgent requirement for interpretable, scalable, and top-notch fraud detection systems b...

Artificial Intelligence and Systemic Risk

Artificial intelligence (AI) is rapidly changing how the financial system is operated, taking over core functions for both cost savings and operational efficiency reasons. AI will assist both risk managers and the financial authorities. How...