Academic Articles & Research Papers

Commercial banks regulation and intermediation function in an emerging market

Purpose - This paper investigates the effect of commercial bank regulations, namely the price, product, and geographic regulations, on the intermediation function of commercial banks in Nigeria.  Methods - Using secondary data from 1986 to...

Micro, Small-Financial Financing and Its Implications on the Profitability of Sharia Banks

Development of micro, small and medium enterprises (MSME) in Indonesia has increased yearly, but this is not followed by MSME financing in Sharia banking, where the proportion is relatively decreasing in a couple years. This study aims to a...

Entrepreneurial development initiatives on business sustainability in small and medium enterprises (SMEs) in South West Nigeria

The study addresses the ongoing sustainability issues faced by agricultural SMEs in Southwest Nigeria, despite many entrepreneurial development initiatives focused on innovation, technology adoption, and governmental assistance. This study ...

Tracking Hydrological Regime Shifts Through the Anthropocene: The Samara River, Southern Cis-Urals

The Samara River is a left-bank tributary of the Volga with a total basin area of 46,500 km2, of which 22,800 km2 is the gauged area analyzed in this study. This river system serves as a case study for examining hydrological transformations...

A Sea Ice Entrapment Event in the Southern Chukchi Sea: Analysis and Prediction

Abstract Amplified Arctic warming is reducing sea ice cover, which is driving an increase in geopolitical interest in the region as it offers the possibility of reducing shipping times between Asia, Europe, and eastern North America, at the...

Presenting the Sustainable Development Model of the Saderat Bank of Iran Based on Professional Ethics

This research has been done with the aim of providing a sustainable development model for the Saderat Bank of Iran based on professional ethics. The current research is of the type of mixed exploratory research projects; based on this, firs...

An exploratory examination of the barriers to innovation and change as perceived by senior management

The banking industry has undergone significant shifts as innovations have enabled new banking services and created new customer requirements. While banks strive to incorporate innovation and change systems, they also face various obstacles....

A New Golden Age? Proposal for an Innovative Global Health Funding Mechanism for Middle‐Income Countries

Abstract Despite economic growth and increased global commitment to health financing in the past decades, the health needs of some of the world's most vulnerable people remain overlooked. In particular, middle‐income countries (MICs) often ...

Genome‐wide association studies of fruit quality traits in jujube germplasm collections using genotyping‐by‐sequencing

Abstract Chinese jujube (Ziziphus jujuba Mill.) is an important fruit crop and harbors many highly diverse traits of potential economic importance. Fruit size, stone size, and fruit cracking have an important influence on the commercial val...

Lightweight geo-bead fill to prevent soft ground deposit failure

As a foundation for transportation infrastructure, soft ground has limited bearing capacity and high compression. To prevent embankment failure, lightweight material is suggested. In the construction of road embankments, EPS can be regarded...

The Mediating Role of Religiosity in the Influence of Social Culture and Sharia Financial Literacy on Islamic Banking Product Adoption Among MSMEs in Sembalun

This study investigates the influence of Sharia financial literacy and financial social culture on the adoption of Islamic banking products among micro, small, and medium enterprises (MSMEs) in Sembalun, Lombok, Indonesia, with religiosity ...

A Study on the Effect of Granular Residual in the Banking Network on the Transmission of Monetary Policy through Lending Channel

Granular residual is created in the banking network when there are a few large banks with many small banks. In this case, the effect of the shocks on each bank not lost in total that can lead to macro-economic consequences. The transmission...

Examining the effect of credit on monetary policy with Markov regime switching: Evidence from Turkey

This paper analyses the effect of credit on monetary policy responses for different regimes in Turkey. To do so, the Taylor rule augmented with the credit gap is estimated by using a Markov regime switching model from January 2006 to Decemb...

Investigating the influence of monetary policy on the balance sheet performance of commercial banks

Research aims: The study investigates the influence of monetary policy on the balance sheet performance of commercial banks in Malawi. Design/Methodology/Approach: The study employed an explanatory research design using time series data obt...

Inflation impact of food prices: Case of Serbia

Food prices traditionally have an impact on inflation around the world. Movements in these prices are coming more from the supply side, then from the demand side. If treated as a supply shock, monetary policy should not react. However, food...

Monetary Policy and Central Banking: Challenges in the Current Environment

Central banks across the world have remained in a state of emergency ever since the global financial crisis [...]...

What drives banks’ appetite for sovereign debt in CEE countries?

In this paper, we provide the first analysis of the level and determinants of sovereign exposure of banking systems in Central and Eastern European (CEE) countries, thus contributing to the existing literature on sovereign exposures and the...

STRUKTUR MODAL DAN MODAL KERJA PT XYZ SERTA PENGARUHNYA TERHADAP KINERJA PERUSAHAAN

n 2012, the electronic payment system transactions reached IDR 104.830 trillion or increase 46,52% from the previous year.  PT. XYZ is the  pioneer in the electronic payment system Indonesia  and still one of the leading companies in electr...

A Blended Finance Framework for Heritage-Led Urban Regeneration

The inclusion of heritage conservation in the United Nations Sustainable Development Goals for 2030, target 11.4, stimulated a broad dialogue among heritage conservation practitioners intent on framing a meaningful role for heritage assets ...

Can a Technology Enterprise Transition from Niche to Wider Market Appeal in the Turbulent Digital Media Industry?